Who would have said that 1 year would have gone so “quickly”? It seems yesterday since I first bought the very first “batch” of stocks that were going to form the Long Haul Portfolio, if I look back there are many lessons that I have learnt, and some good practices that I have started to put in practice to have a good result with my investments endeavours. 2015 was going the be a “set up” year (130 buy/sell orders in 2015…), meaning that I had already decided that yield, performances and stuff like that would affect me only slightly, mostly because the portfolio has been in a deployment phase that finished only in December 2015.
The cost of all the mistakes and trades that I had to take this year are (hopefully) not going to be replicated next year, where I expect a less active buying/selling activity.
Right now the PF consists of two main areas, a bond (40%) and a stock (55%) section. Cash represent the remaining 5%.
Performance has been quite dull… a FAT ZERO, that is if I sell everything “tomorrow” including costs of trading and of course currency gains/losses.
Cost of trading was completely erased by dividend gained (1782 Euro vs. 1749 euro), shame for taxes that had quite a substantial toll in 2015 with an hefty 761 Euro.
The Dividend NET performance of my stocks was a disappointing 1.33% but considering that I missed several payments (out of 178 payments I missed 76!!!) it’s a great result. Next year, if all goes well and there aren’t too many nasty surprises, the PF will easily pass the 2% NET returns with dividends and bond payments (which I list as dividends in my reports).
Overall the PF had fluctuations that got it from +2% to -8% during 2015, considering that it was all stocks I think it was a good result, although my main focus was to build a potential dividend stream that could hit the 2% net return from dividends.
All in all I am quite happy with the performance of 2015, it’s not stellar , like many other bloggers out there, but considering that we are in a lateral phase (I feel that bulls have gone away but luckily bears are not in sight) and that I have just started the journey and made a lot of stupid mistakes, it could have been much worse.
As promised in other posts, it’s time to start setting some targets 🙂
My targets for 2016 are:
A. 2% net return from dividends (bonds+stocks)
B. Keep trades at the minimum possible increasing the amount invested per trade.
C. Reduce PF to 50 positions (stocks) and add 1 GBP corporate bond
D. Save at least 1000 Euro per month to convert in cash for investments
Not many targets, I might refine them later during the month, but I really wanted to post all these updates, otherwise they’ll get “stale” 😛
Have a great 2016 everyone!!! 🙂